Friday, September 07, 2012

Clinton and Obama Lie at the DNC



 Clinton and Obama Lie at the DNC

In the speeches presented by ex-President Bill Clinton and President Obama at the Communist DNC, Clinton brandished that the banking industry collapse and the economic disaster of September 2008 was caused by tax cuts under George W. Bush and supply-side economics tracing back to Ronald Reagan as well as finance deregulation by the Republicans.  If you want to know the documented truth, read this.  

By de Andréa
September 7, 2012

Clinton and Obama’s narrative at the Communist party DNC, though eloquent, were fraught with lies; this is just one of them. 

If there is one thing that Bill Clinton is good at, it’s lying to cover up the truth.  For starters, he ignored the part that Barack Obama and the Democrat Party Communists played in creating this disastrous economic crisis caused by the sub-prime mortgage market, beginning with the passage of the Community Reinvestment Act of 1977 by Socialist Democrat President Jimmy Carter.  As you shall see, George Bush and Ronald Reagan had nothing to do with it.  It was Jimmy Carter and Bill Clinton that laid the foundation for one of the worst financial meltdowns in American history.  Then Barack Obama simply intercepted up the ball and made the basket!

The financial collapse of 2008 and the contributing factors that led up to it
In a nutshell the 2008 banking collapse was triggered by a series of failures in the mortgage-backed securities market resulting from massive defaults in the sub-prime mortgage market and derivatives supporting the mortgage market that caused Lehman Brothers and Bear Stearns to go bankrupt.  Financial giants such as Freddie Mac, Fannie Mae, Merrill Lynch and AIG threatened to follow suit, as detailed by  the Guardian world News of London



In a WorldNetDaily report, Obama himself played a role in the economic destruction as an activist lawyer in Chicago, representing ACORN, a Communist activist group, in the 1994 case Buycks-Roberson v. Citibank Federal Savings Bank.  In the court case, using Carter’s CRA and Clinton’s expansion of the CRA on steroids, and a series of other congressional “Acts,” ACORN pressed Citibank to make more and more risky loans to marginally qualified African-American applicants “in a race neutral way” of course

On the University of Michigan Law School web site, The Civil Rights Litigation Clearing House in the expanded version of Buycks-Roberson v. Citibank Federal Savings Bank., click on “Read More” is the following Case Summary: “Plaintiffs filed their class action lawsuit on July 6, 1994, alleging that Citibank had engaged in redlining practices in the Chicago metropolitan area in violation of the Equal Credit Opportunity Act (ECOA), 15 U.S.C. 1691; the Fair Housing Act, 42 U.S.C. 3601-3619; the Thirteenth Amendment to the U.S. Constitution; and 42 U.S.C. 1981, 1982.  Plaintiffs alleged that the defendant-bank rejected loan applications of minority applicants while approving loan applications filed by white applicants with similar financial characteristics and credit histories.  Plaintiffs sought injunctive relief, actual damages, and punitive damages.”  The Case summery also included the following statement: “This case has received a good deal of press and blogger attention because one of the plaintiffs' lawyers was Barack Obama, then just a couple of years out of law school.” 

Community organizer Barack Hussein Obama and ACORN Housing, a nationwide Marxist Socialist organization with offices in more than 30 cities, used the Citibank litigation of the Equal Credit Opportunity Act (ECOA), 15 U.S.C. 1691; the Fair Housing Act, 42 U.S.C. 3601-3619; and 42 U.S.C. 1981, 1982, as well as Clintons souped up version of Carters CRA  to push the group’s Social Communist agenda and get so-called sub-prime homebuyers - mortgages under the most favorable terms available.

The following is the documented truth that the Social Communist Liberal Democrats are covering up with lies, lies and more lies.

Starting with CRA of 1977, right up Obama’s alley
The Community Reinvestment Act, or CRA, was signed into law by none other than Liberal Social Democrat President Jimmy Carter in 1977 with the goal of forcing banks to provide credit to businesses and homeowners with poor credit, paving the way for the eventual monetary collapse of the world financial structure.  Jimmy Carter’s CRA was to stop banks from “red-lining,” or refusing to lend to people in low-income areas because the risk of the loan not being repaid was too high.  (The redistribution of wealth)

Even though lending to people with poor credit is inherently risky, the Carter administration was intent on forcing banks to accept a socialist agenda to provide credit to homeowners and businesses in low-income neighborhoods.  “Spread the wealth” was the motto.  It did not begin with Reagan, as Clinton said, but instead with Clinton’s colleague Socialist bungler, liberal Democrat ‘Jimmy Carter’.

Clinton himself was involved in the financial meltdown.
The disastrous CRA was then expanded and super-charged by Clinton with a set of new rules that allowed sub-prime mortgages to be securitized into bonds, creating a defacto deregulation of the lending institutions, and hiding risky unsecured loans.  Federal Regulations were relaxed and modified by Clinton himself even as he and Obama blamed the Republicans in their DNC narrative.  So soon we forget my friend!   

Federal Reserve Chairman Ben Bernanke, in a speech to the Community Affairs Research Conference in Washington, D.C., on March 30, 2007, noted a 1992 law passed during the ‘Clinton administration’ expanded the CRA market by requiring the government-sponsored enterprises Fannie Mae and Freddie Mac to securitize so-called “affordable housing loans,” the euphemism was widely understood to mean mandatory low-income housing loans.

Clinton expands the sub-prime mortgage market into a house of cards that eventually collapsed the housing market and major financial institutions.  The securitization of mortgages into bonds, a derivatives process that became a multi-trillion-dollar business in the 1990s, increased dramatically the liquidity, or amount of money available, to make new and even riskier home loans.

Because mortgage originators could sell their mortgages as bonds to investment bankers, creating mortgage-backed securities, mortgage originators did not have to hold the mortgage in their portfolio.  As a result, mortgage lenders could more easily engage in and hide riskier lending, including lending to less qualified buyers in the sub-prime market.

By allowing CRA-generated and other sub-prime mortgages to be included in mortgage-backed securities, the Clinton administration advanced a Marxist social agenda to extend homeownership into the poverty stricken inner-city, where prospective homeowners were typically not qualified to obtain a mortgage.

By definition, sub-prime lenders are not credit-worthy under normal lending standards.  They typically cannot meet normal lending requirements to verify income and have a history of credit problems.  But under a Socialist agenda all loan applicants must be treated the same whether they are or not.  Instead of focusing on education in the poverty stricken inner cities the democrat liberal Marxists would rather keep the poor in their poverty and give them a home complements of the US Communist Government, thereby keeping them poor and dependant voters.  

Gretchen Morgenson and Joshua Rosner, in their 2011 book titled “Reckless Endangerment,” detailes how the sub-prime mortgage crisis resulted in the collapse of financial institutions in September 2008.  The authors demonstrated, as noted on page 3 of the book, how Clinton’s “calamitous” homeownership strategy developed and “came to blow up the economy.”  The authors call it a “story of greed, maybe good intentions, corporate corruption, and liberal socialist government support.”

In the aftermath of the U.S. government takeover of Fannie and Freddie, attention focused on three prominent Democrats who served as Fannie Mae executives: Franklin D. Raines, former Clinton administration budget director; James Johnson, former aide to Democratic Vice President Walter Mondale; and Jamie Gorelick, former Clinton administration deputy attorney general.  All three prominent Democrats earned millions in questionable compensation while serving as top Fannie Mae executives.

Raines earned $90 million in his five years as Fannie Mae CEO, from 1999 to 2004; Johnson earned $21 million in just his last year serving as Fannie Mae CEO, serving from 1991 to 1998; and Gorelick earned an estimated $26 million serving as vice chair of Fannie Mae from 1998 to 2003.
All three were subsequently involved in mortgage-related financial scandals concerning their stewardship at Fannie Mae.

The Wall Street Journal carefully noted there is nothing illegal about a mortgage firm treating some borrowers better than others.
Yet, when two top Fannie Mae executives received the preferential mortgage treatment, it spelled political trouble for the government-sponsored, shareholder-owned company, as well as for the Democratic Party and the Obama presidential campaign with which Raines and Johnson were well connected.

A lawyer for Johnson insisted to the Wall Street Journal that Johnson’s Countrywide home mortgage loans were within industry practice; Raines did not respond to the newspaper’s requests to comment.

After leaving Fannie Mae, Gorelick encountered controversy a second time, over an alleged conflict of interest when a 1995 memo she authored as deputy attorney general at the Justice Department during the Clinton administration surfaced while she was a member of the 9/11 commission.
The memo, which outlined a policy that became known as the “Gorelick Wall,” appeared to put in place barriers that barred federal anti-terrorist criminal investigators from accessing various federal records and databases that may have assisted them in their criminal investigations.

THE BOTTOM LINE: So you can see Obama didn’t just inherit an economic crisis, he helped to create it, capitalizing on the foundation that his Democrat colleagues ‘Carter and Clinton’ laid down in prior years.  I think the new definition of “Liar” should include “Liberal Democrat”. 

It obviously wasn’t Reagan that started the false economic expansion just as in the 1920’s before the meltdown of 1931 (the roaring 20’s) --- it was Carter that created the infrastructure to build the false “everything’s coming up roses” atmosphere.  It was Reagan that actually drastically lowered taxes and saved the sluggish economy and the runaway inflation created by Jimmy Carter.      

In the philosophy of Marxist Communist Socialism, not unlike the philosophy of Islam, there are no rules when it comes to advancing their agenda.  So lies are an acceptable modes operandi. 

For the Marxist Social Demagogues, the end, always justifies the means!

If you want more of this kind of corrupt Communist Government in the next 4 years be sure to vote for Obama this coming November…  And then my friend prepare for a Communist dictatorship that will make Joseph Vissarionovich Stalin look like Mohandas Karamchand Gandhi commonly known as Mahatma Gandhi or just plain Gandhi.

From Freedom to Communism
Remember, in order to build a new structure one must first destroy the old one including the foundation.  This is what Obama has been working toward since law school, and especially the last four years.  Not rebuilding the existing economy but tearing it down.  He said in a campaign speech in 2008, “I will fundamentally transform America.”  What did you think he meant by that my friend???  Watch another video titled Obama then and Now .

de Andréa




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